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Henry Ford Health takes
pride in offering a rich benefits package with increasing flexibility to
accommodate our diverse workforce.
Benefit plan design and employee cost-share arrangements ensure the
System’s competitiveness and allows Henry Ford Health to continue to attract,
retain and engage the best talent while accommodating the changing needs of
an evolving workforce. Key Information Open
enrollment begins Monday, Nov. 7 – Monday, Nov. 21. Henry
Ford Health employees should review their 2022 benefits even if they
don’t plan to make changes. Here’s why: · If you want to participate in the Health Savings Account
(HSA) and/or Flexible Spending Accounts (FSAs) in 2023, you
must re-enroll. · If you cover your spouse on a Henry Ford Health
medical plan, you
must complete an online Spouse Verification Form every year or you will be
assessed a surcharge. A spouse surcharge of $46.15 pre-tax per pay period will
be assessed if you cover a spouse on your Henry Ford Health medical plan who
also has the option to receive medical coverage through a non-Henry Ford
Health employer. What’s new in 2023 ·
Employee Contributions
for Medical Options will increase for 2023 ·
Slight Increase in the
HAP standalone vision contributions ·
No increases for dental,
accidental death and dismemberment insurance, disability insurance or
voluntary benefits ·
Enhancements to the CDHP
Comprehensive HFHS Preferred Plan and Tier 1 of the HFHS Advantage Tiered
Access Plan o
Introducing care
concierge service o
Various copays are
decreasing o
Out of pocket maximums
decreasing ·
Deductibles increasing
for most HAP Medical plans ·
The flexible spending
account (FSA) limit for health care will increase to $3,050 ·
The health savings
account (HSA) limits will increase to $3,850 individual / $7,750 family ·
CTO Sellback still
available (non-exempt/hourly team members) ·
Pharmacy Change o
4th fill of
medication taken consistently will have to be filled at a Henry ford pharmacy
or through Pharmacy Advantage (HAP plans only) Virtual
Care Telemedicine and virtual care With telemedicine and virtual care, you have access
to: · On-demand,
cost-effective visits with health care professionals by phone or video
conference – 24 hours a day, 7 days a week, from the convenience of your home · Affordable,
quality care for non-urgent conditions like sinus infections, sore throats,
ear infections To schedule a video visit through MyChart, click here TytoCare device
brings the doctor to you For those times when
you or a loved one is too sick to visit the doctor’s office, the Henry Ford
Virtual Exam Kit, powered by TytoCare, brings a Henry Ford doctor to you 24/7
during a video visit. One device per household is all you need. Purchase a
device now for $199 and get a $50 Amazon gift card once you complete set up.
This brings the cost down to only $149. For information or to order, go to HenryFord.com/Tyto. Voluntary Benefits Voluntary benefits work in tandem with your primary
medical insurance, giving you affordable access to valuable protection and
financial support. · Hospital
indemnity can offset the cost of a hospital stay. When a covered member is hospitalized due
to an accident or illness, you’ll receive a tax-free lump-sum cash benefit
that you can use to cover medical bills and everyday expenses (e.g. mortgage
payments, groceries, utilities). · Critical
illness insurance pays you a tax-free lump-sum cash benefit if you
are diagnosed with a covered illness or condition. You can use the cash to cover medical bills
and everyday expenses. With
this coverage, you’ll also be eligible to receive an annual wellness benefit
of $50 when you complete a preventive health screening test, such as a
mammogram, colonoscopy, pap smear, stress test or certain blood work. Your covered spouse and children will also
be eligible to receive a wellness benefit. · Accident
insurance pays you money, tax-free, for medical treatment
received as the result of a covered accident.
If you become injured, you’ll receive tax-free payments that provide
an added layer of financial protection for costs that may not be covered by
your primary medical insurance. · Group
legal benefits give you affordable access to attorneys who can
help with a variety of legal life events during these uncertain times – from
will and estate planning to debt issues and more. · Identity
theft protection offers tools to monitor and identify threats while
protecting your credit and privacy.
This is especially helpful with so many people working remotely, as
there has been a significant increase in cyber-attacks and financial
fraud. It can also provide monitoring
and protection for your children’s social medical accounts. You can also elect auto/home insurance, pet
insurance and purchasing power any time during the year. There is a cost associated with voluntary
benefits. Webinars
Available Henry Ford Health is offering webinars to help educate
employees on the CDHP and Tiered Access medical plans, HSA and FSAs. Make sure to register if you’d like to
attend one of the following sessions: Henry
Ford Health: Spending Account or Savings Account – Which is Best For You Learn
more about the Health Savings Accounts and Flexible Spending Accounts. Click here
to listen to a pre-recorded webinar. Henry
Ford Health Employee
HAP Health Plan Options Learn
more about the HAP Medical Plans offered through Henry Ford Health. Click here to
listen to a pre-recorded webinar. Password: bjG39wC5 Questions
or Help For
help enrolling or any questions about your benefit choices after reviewing
the 2023 Highlights and the 2023 My Choice
Rewards Benefits Guide, send an email to openenrollment@hfhs.org or contact Employee Services at 855-874-7100 weekdays between 7:30
a.m. and 4:30 p.m. Eastern Time.
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