Henry Ford Health takes
pride in offering a rich benefits package with increasing flexibility to
accommodate our diverse workforce.
Benefit plan design and employee cost-share arrangements ensure the
System’s competitiveness and allows Henry Ford Health to continue to attract,
retain and engage the best talent while accommodating the changing needs of
an evolving workforce.
enrollment begins Monday, Nov. 7 – Monday, Nov. 21.
Ford Health employees should review their 2022 benefits even if they
don’t plan to make changes. Here’s why:
· If you want to participate in the Health Savings Account
(HSA) and/or Flexible Spending Accounts (FSAs) in 2023, you
· If you cover your spouse on a Henry Ford Health
medical plan, you
must complete an online Spouse Verification Form every year or you will be
assessed a surcharge. A spouse surcharge of $46.15 pre-tax per pay period will
be assessed if you cover a spouse on your Henry Ford Health medical plan who
also has the option to receive medical coverage through a non-Henry Ford
What’s new in 2023
for Medical Options will increase for 2023
Slight Increase in the
HAP standalone vision contributions
No increases for dental,
accidental death and dismemberment insurance, disability insurance or
Enhancements to the CDHP
Comprehensive HFHS Preferred Plan and Tier 1 of the HFHS Advantage Tiered
Various copays are
Out of pocket maximums
for most HAP Medical plans
The flexible spending
account (FSA) limit for health care will increase to $3,050
The health savings
account (HSA) limits will increase to $3,850 individual / $7,750 family
CTO Sellback still
available (non-exempt/hourly team members)
4th fill of
medication taken consistently will have to be filled at a Henry ford pharmacy
or through Pharmacy Advantage (HAP plans only)
Telemedicine and virtual care
With telemedicine and virtual care, you have access
cost-effective visits with health care professionals by phone or video
conference – 24 hours a day, 7 days a week, from the convenience of your home
quality care for non-urgent conditions like sinus infections, sore throats,
To schedule a video visit through MyChart, click here
brings the doctor to you
For those times when
you or a loved one is too sick to visit the doctor’s office, the Henry Ford
Virtual Exam Kit, powered by TytoCare, brings a Henry Ford doctor to you 24/7
during a video visit. One device per household is all you need. Purchase a
device now for $199 and get a $50 Amazon gift card once you complete set up.
This brings the cost down to only $149. For information or to order, go to HenryFord.com/Tyto.
Voluntary benefits work in tandem with your primary
medical insurance, giving you affordable access to valuable protection and
indemnity can offset the cost of a hospital stay. When a covered member is hospitalized due
to an accident or illness, you’ll receive a tax-free lump-sum cash benefit
that you can use to cover medical bills and everyday expenses (e.g. mortgage
payments, groceries, utilities).
illness insurance pays you a tax-free lump-sum cash benefit if you
are diagnosed with a covered illness or condition. You can use the cash to cover medical bills
and everyday expenses. With
this coverage, you’ll also be eligible to receive an annual wellness benefit
of $50 when you complete a preventive health screening test, such as a
mammogram, colonoscopy, pap smear, stress test or certain blood work. Your covered spouse and children will also
be eligible to receive a wellness benefit.
insurance pays you money, tax-free, for medical treatment
received as the result of a covered accident.
If you become injured, you’ll receive tax-free payments that provide
an added layer of financial protection for costs that may not be covered by
your primary medical insurance.
legal benefits give you affordable access to attorneys who can
help with a variety of legal life events during these uncertain times – from
will and estate planning to debt issues and more.
theft protection offers tools to monitor and identify threats while
protecting your credit and privacy.
This is especially helpful with so many people working remotely, as
there has been a significant increase in cyber-attacks and financial
fraud. It can also provide monitoring
and protection for your children’s social medical accounts.
You can also elect auto/home insurance, pet
insurance and purchasing power any time during the year. There is a cost associated with voluntary
Henry Ford Health is offering webinars to help educate
employees on the CDHP and Tiered Access medical plans, HSA and FSAs. Make sure to register if you’d like to
attend one of the following sessions:
Ford Health: Spending Account or Savings Account – Which is Best For You
more about the Health Savings Accounts and Flexible Spending Accounts. Click here
to listen to a pre-recorded webinar.
Ford Health Employee
HAP Health Plan Options
more about the HAP Medical Plans offered through Henry Ford Health. Click here to
listen to a pre-recorded webinar. Password: bjG39wC5
help enrolling or any questions about your benefit choices after reviewing
the 2023 Highlights and the 2023 My Choice
Rewards Benefits Guide, send an email to firstname.lastname@example.org or contact Employee Services at 855-874-7100 weekdays between 7:30
a.m. and 4:30 p.m. Eastern Time.